.calc-tool{background:var(--cp-bg-alt,#f2f0eb);border:1px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-xl,16px);padding:var(--space-xl,2rem);margin:var(--space-xl,2rem) 0;position:relative}.calc-tool__header{display:flex;align-items:center;gap:var(--space-md,1rem);margin-bottom:var(--space-xl,2rem)}.calc-tool__icon{width:48px;height:48px;border-radius:var(--radius-md,8px);background:var(--gold-subtle,rgba(201,168,76,.06));border:1px solid rgba(201,168,76,.15);display:flex;align-items:center;justify-content:center;color:var(--gold,#c9a84c);flex-shrink:0}.calc-tool__icon svg{width:24px;height:24px}.calc-tool__title{font-family:var(--font-display,'Playfair Display',serif);font-size:1.25rem;font-weight:700;color:var(--cp-text,#1a1917);line-height:1.3}.calc-tool__subtitle{font-size:.8125rem;color:var(--cp-text-muted,#8a877f);margin-top:2px}.calc-inputs{display:grid;gap:var(--space-lg,1.5rem);margin-bottom:var(--space-xl,2rem)}.calc-inputs--2col{grid-template-columns:1fr 1fr}.calc-inputs--3col{grid-template-columns:1fr 1fr 1fr}@media(max-width:640px){.calc-inputs--2col,.calc-inputs--3col{grid-template-columns:1fr}}.calc-field__label{display:block;font-size:.8125rem;font-weight:600;color:var(--cp-text-secondary,#4a4843);margin-bottom:var(--space-xs,.25rem);letter-spacing:.01em}.calc-field__hint{display:block;font-size:.6875rem;color:var(--cp-text-muted,#8a877f);margin-top:2px;margin-bottom:var(--space-xs,.25rem)}.calc-field__input{width:100%;padding:.75rem 1rem;background:#fff;border:1.5px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-md,8px);font-size:1rem;font-weight:500;color:var(--cp-text,#1a1917);transition:border-color 150ms ease,box-shadow 150ms ease;outline:0}.calc-field__input:focus{border-color:var(--gold,#c9a84c);box-shadow:0 0 0 3px rgba(201,168,76,.15)}.calc-field__input::placeholder{color:var(--cp-text-muted,#8a877f);font-weight:400}.calc-field__select{width:100%;padding:.75rem 1rem;background:#fff;border:1.5px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-md,8px);font-size:1rem;font-weight:500;color:var(--cp-text,#1a1917);transition:border-color 150ms ease,box-shadow 150ms ease;outline:0;cursor:pointer;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%238A877F' stroke-width='2' fill='none'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.5rem}.calc-field__select:focus{border-color:var(--gold,#c9a84c);box-shadow:0 0 0 3px rgba(201,168,76,.15)}.calc-toggle{display:flex;background:#fff;border:1.5px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-md,8px);overflow:hidden}.calc-toggle__btn{flex:1;padding:.65rem 1rem;font-size:.8125rem;font-weight:600;color:var(--cp-text-muted,#8a877f);background:0 0;border:none;cursor:pointer;transition:all 150ms ease}.calc-toggle__btn.is-active{background:var(--gold,#c9a84c);color:var(--bg-primary,#0b0b0e)}.calc-toggle__btn:hover:not(.is-active){background:rgba(201,168,76,.08);color:var(--cp-text-secondary,#4a4843)}.calc-results{background:#fff;border:1.5px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-lg,12px);padding:var(--space-lg,1.5rem)}.calc-results__title{font-family:var(--font-body,'DM Sans',sans-serif);font-size:.6875rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--cp-text-muted,#8a877f);margin-bottom:var(--space-md,1rem)}.calc-result{display:flex;justify-content:space-between;align-items:center;padding:var(--space-sm,.5rem) 0;border-bottom:1px solid rgba(0,0,0,.05)}.calc-result:last-child{border-bottom:none}.calc-result__label{font-size:.875rem;color:var(--cp-text-secondary,#4a4843)}.calc-result__value{font-size:1rem;font-weight:700;color:var(--cp-text,#1a1917);font-variant-numeric:tabular-nums}.calc-result__value--good{color:var(--success,#5cb85c)}.calc-result__value--warn{color:var(--warning,#e8a838)}.calc-result__value--danger{color:var(--danger,#d9534f)}.calc-result__value--gold{color:var(--gold,#c9a84c)}.calc-highlight{text-align:center;padding:var(--space-lg,1.5rem);margin-bottom:var(--space-lg,1.5rem)}.calc-highlight__value{font-family:var(--font-display,'Playfair Display',serif);font-size:2.5rem;font-weight:800;color:var(--gold,#c9a84c);line-height:1.1;font-variant-numeric:tabular-nums}.calc-highlight__label{font-size:.8125rem;color:var(--cp-text-muted,#8a877f);margin-top:var(--space-xs,.25rem)}.calc-bar{width:100%;height:8px;background:rgba(0,0,0,.06);border-radius:4px;overflow:hidden;margin:var(--space-sm,.5rem) 0}.calc-bar__fill{height:100%;border-radius:4px;transition:width .3s ease,background .3s ease}.calc-bar__fill--good{background:var(--success,#5cb85c)}.calc-bar__fill--warn{background:var(--warning,#e8a838)}.calc-bar__fill--danger{background:var(--danger,#d9534f)}.calc-bar__fill--gold{background:var(--gold,#c9a84c)}.calc-gauge{position:relative;width:100%;max-width:200px;margin:0 auto var(--space-md,1rem)}.calc-gauge svg{width:100%;height:auto}.calc-share{display:flex;align-items:center;gap:var(--space-md,1rem);margin-top:var(--space-lg,1.5rem);padding-top:var(--space-lg,1.5rem);border-top:1px solid rgba(0,0,0,.06)}.calc-share__btn{display:inline-flex;align-items:center;gap:var(--space-xs,.25rem);padding:.5rem 1rem;font-size:.8125rem;font-weight:600;color:var(--cp-text-secondary,#4a4843);background:#fff;border:1.5px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-md,8px);cursor:pointer;transition:all 150ms ease}.calc-share__btn:hover{border-color:var(--gold,#c9a84c);color:var(--gold,#c9a84c)}.calc-share__btn svg{width:16px;height:16px}.calc-embed-code{display:none;width:100%;margin-top:var(--space-sm,.5rem);padding:.75rem;background:#1a1a24;color:#ece9e4;border-radius:var(--radius-md,8px);font-family:var(--font-mono,monospace);font-size:.75rem;word-break:break-all;resize:none;border:none;outline:0}.calc-embed-code.is-visible{display:block}.calc-table{width:100%;border-collapse:collapse;margin:var(--space-md,1rem) 0}.calc-table td,.calc-table th{padding:.6rem .75rem;text-align:left;border-bottom:1px solid rgba(0,0,0,.06);font-size:.875rem}.calc-table th{font-weight:700;font-size:.75rem;text-transform:uppercase;letter-spacing:.05em;color:var(--cp-text-muted,#8a877f)}.calc-table td{color:var(--cp-text-secondary,#4a4843)}.calc-table td strong{color:var(--cp-text,#1a1917);font-weight:600}.calc-table tr:last-child td{border-bottom:none}.calc-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-md,1rem);margin:var(--space-md,1rem) 0}@media(max-width:480px){.calc-breakdown{grid-template-columns:1fr}}.calc-breakdown__item{padding:var(--space-md,1rem);background:rgba(201,168,76,.04);border-radius:var(--radius-md,8px);text-align:center}.calc-breakdown__item-value{font-size:1.25rem;font-weight:700;color:var(--cp-text,#1a1917);font-variant-numeric:tabular-nums}.calc-breakdown__item-label{font-size:.6875rem;color:var(--cp-text-muted,#8a877f);margin-top:2px}.calc-info{display:flex;gap:var(--space-sm,.5rem);padding:var(--space-md,1rem);background:rgba(91,192,222,.06);border-left:3px solid var(--info,#5bc0de);border-radius:0 var(--radius-md,8px) var(--radius-md,8px) 0;margin:var(--space-md,1rem) 0;font-size:.8125rem;color:var(--cp-text-secondary,#4a4843);line-height:1.5}.calc-info svg{width:18px;height:18px;flex-shrink:0;color:var(--info,#5bc0de);margin-top:1px}.calc-presets{display:flex;flex-wrap:wrap;gap:var(--space-xs,.25rem);margin-bottom:var(--space-md,1rem)}.calc-presets__label{font-size:.75rem;font-weight:600;color:var(--cp-text-muted,#8a877f);margin-right:var(--space-xs,.25rem);line-height:2}.calc-presets__btn{padding:.3rem .75rem;font-size:.75rem;font-weight:600;color:var(--cp-text-secondary,#4a4843);background:#fff;border:1px solid var(--cp-border,#e2dfd8);border-radius:var(--radius-sm,4px);cursor:pointer;transition:all 150ms ease;line-height:1.5}.calc-presets__btn.is-active,.calc-presets__btn:hover{background:var(--gold,#c9a84c);color:var(--bg-primary,#0b0b0e);border-color:var(--gold,#c9a84c)}.calc-scenarios{margin:var(--space-lg,1.5rem) 0}.calc-scenarios__title{font-family:var(--font-body,'DM Sans',sans-serif);font-size:.6875rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--cp-text-muted,#8a877f);margin-bottom:var(--space-sm,.5rem)}.calc-tooltip{position:relative;display:inline-flex;align-items:center;cursor:help}.calc-tooltip::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 6px);left:50%;transform:translateX(-50%);background:#1a1a24;color:#ece9e4;padding:.4rem .7rem;border-radius:var(--radius-sm,4px);font-size:.6875rem;white-space:nowrap;opacity:0;pointer-events:none;transition:opacity 150ms ease;z-index:10}.calc-tooltip:hover::after{opacity:1}.calc-projection{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-sm,.5rem);margin:var(--space-md,1rem) 0}@media(max-width:480px){.calc-projection{grid-template-columns:repeat(2,1fr)}}.calc-projection__item{padding:var(--space-sm,.5rem);background:rgba(201,168,76,.04);border-radius:var(--radius-sm,4px);text-align:center}.calc-projection__month{font-size:.6875rem;color:var(--cp-text-muted,#8a877f)}.calc-projection__value{font-size:.875rem;font-weight:700;color:var(--cp-text,#1a1917);font-variant-numeric:tabular-nums}.calc-field__error{font-size:.6875rem;color:var(--danger,#d9534f);margin-top:2px;display:none}.calc-field.has-error .calc-field__error{display:block}.calc-field.has-error .calc-field__input,.calc-field.has-error .calc-field__select{border-color:var(--danger,#d9534f)}.calc-tabs{display:flex;gap:2px;margin-bottom:var(--space-lg,1.5rem);background:var(--cp-border,#e2dfd8);border-radius:var(--radius-md,8px);padding:2px}.calc-tabs__btn{flex:1;padding:.6rem 1rem;font-size:.8125rem;font-weight:600;color:var(--cp-text-muted,#8a877f);background:0 0;border:none;cursor:pointer;border-radius:6px;transition:all 150ms ease}.calc-tabs__btn.is-active{background:#fff;color:var(--cp-text,#1a1917);box-shadow:0 1px 3px rgba(0,0,0,.08)}.calc-tabs__btn:hover:not(.is-active){color:var(--cp-text-secondary,#4a4843)}.calc-tab-panel{display:none}.calc-tab-panel.is-active{display:block}.calc-chart{width:100%;margin:var(--space-md,1rem) 0;min-height:200px}.calc-chart canvas{width:100%!important;height:auto!important}.calc-formula{padding:var(--space-md,1rem);background:rgba(201,168,76,.04);border:1px solid rgba(201,168,76,.12);border-radius:var(--radius-md,8px);margin:var(--space-md,1rem) 0;font-family:var(--font-mono,monospace);font-size:.8125rem;color:var(--cp-text-secondary,#4a4843);text-align:center;line-height:1.8}.calc-formula strong{color:var(--gold,#c9a84c)}@media(max-width:768px){.calc-tool{padding:var(--space-lg,1.5rem)}.calc-highlight__value{font-size:2rem}.calc-share{flex-wrap:wrap}}@media(max-width:480px){.calc-tool{padding:var(--space-md,1rem)}.calc-highlight__value{font-size:1.75rem}.calc-projection{grid-template-columns:1fr 1fr}}