The5ers is one of the few prop firms with a decade of operating history, and its High Stakes plan is a genuinely distinct pitch: a two-phase evaluation with no published consistency percentage, an 8% static maximum loss, and a split that scales to 100% as your account grows. The trade-offs are a tighter drawdown than FTMO's and payout terms with caps and minimums that change by account size. Every figure below comes from The5ers' own pages, with the check date on each table.
Quick Verdict
The5ers suits traders who want a long-established firm, a cheaper $100K entry ($405 under the NEW rules) and no consistency percentage to break. The costs: a tighter 8% floor, a 14-day payout cycle with caps at lower tiers, and a 3-profitable-day requirement per phase. The scaling path to a 100% split is the real product — but it is earned in $10,000 growth steps, not handed over on day one.
Key Takeaways
- At $100K, High Stakes costs $405 under the NEW rules or $455 Classic (checked 27 October 2026); at $50K it is $249 New / $279 Classic (checked 22 October 2026).
- Rules: 10% then 5% targets, 5% daily / 10% maximum loss, 3 profitable days of 0.5%+ per phase, unlimited trading period, MT5 Hedge at 1:100 (checked 2 November 2026, the5ers.com/high-stakes/).
- No published consistency percentage on High Stakes — the profitable-day requirement is the closest gate.
- Payouts: first withdrawal 14 days after activation, then every 14 days, processed typically within 72 hours of approval (checked 29 October 2026); split scales 80% → 85% → 90% → 100% with account growth.
- Minimum withdrawal sources disagree: $150 per The5ers' payout explainer (29 Oct) vs $500 recorded at the 100K size (27 Oct). Confirm at checkout.
On This Page
What The5ers Is
The5ers launched in 2016 and is operated by Five Percent Online Ltd, registered in Israel — its own footer names the entity and notes a 10-year anniversary on the site (checked 2 November 2026, the5ers.com). It runs simulated evaluations on MetaTrader 5 across three programs: High Stakes (2-step, the flagship), Hyper Growth (1-step) and Bootcamp (3-step), with a separate futures and stock-trading line added more recently.
The honest framing from its own disclaimer: evaluation trading is simulated, eligibility for a funded ("Pro") account is not guaranteed, and past simulated performance indicates nothing about future results. That is the model, not a caveat hidden in small print. If you are new to it, start with what a prop firm actually is and the base-rate reality in what percentage of traders ever get a payout.
Fees: The Dated Price Table
The5ers prices its High Stakes plan per account size, with a NEW rule set and a Classic variant priced differently. Verified price points, each with its check date:
| Account size | NEW rules | Classic | Checked |
|---|---|---|---|
| $50,000 | $249 | $279 | 22 October 2026 |
| $100,000 | $405 | $455 | 27 October 2026 |
| $200,000 (promo) | $249 | — | 2 November 2026 (site banner) |
Two pricing notes. First, the $200,000-for-$249 figure was a promotional banner on 2 November 2026, not a standing price — treat it as time-limited. Second, the challenge's step 1 itself is listed at $19, refunded against the full fee, so the numbers above are what the full evaluation costs once you pass into the funded stage. At $100K this undercuts FTMO's 2-Step (€540) on price, though the currencies differ — the full like-for-like is in FTMO vs The 5%ers.
High Stakes Rules and Drawdown
The rule set from The5ers' High Stakes page, checked 2 November 2026:
| Rule (High Stakes) | Value | Source (checked) |
|---|---|---|
| Profit target | 10% (step 1), 5% (step 2), 10% for scaling | the5ers.com/high-stakes/, 2 Nov 2026 |
| Maximum daily loss | 5% | the5ers.com/high-stakes/, 2 Nov 2026 |
| Maximum loss | 10% | the5ers.com/high-stakes/, 2 Nov 2026 |
| Minimum profitable days | 3 per phase (0.5%+ of initial balance) | the5ers.com/high-stakes/, 2 Nov 2026 |
| Trading period | Unlimited | the5ers.com/high-stakes/, 2 Nov 2026 |
| Leverage | 1:100 | the5ers.com/high-stakes/, 2 Nov 2026 |
| Platform | MetaTrader 5 (Hedge) | the5ers.com/high-stakes/, 2 Nov 2026 |
| News trading | Allowed, except 2 minutes either side of high-impact events | the5ers.com/high-stakes/, 2 Nov 2026 |
| Inactivity | Account expires after 30 consecutive inactive days | the5ers.com/high-stakes/, 2 Nov 2026 |
The 10% maximum loss is the defining constraint — it is tighter than FTMO's 10%-but-static equivalent in practice, because The5ers' floor leaves $8,000 of room on a $100K account against FTMO's $10,000. What "maximum loss" and its cousins actually mean mechanically is covered in maximum drawdown explained and static vs trailing drawdown.
The Consistency Question
The5ers High Stakes publishes no consistency percentage — no best-day cap like FTMO's 30% or E8 One's 40%. The nearest gate is the profitable-day requirement: at least 3 days per phase with closed profit of 0.5%+ of the initial balance. That shapes lumpy strategies less than a percentage cap would, but it still rules out a single-day pass. For how these gates compare across firms, see the consistency rule, explained and the payout gates table.
Payouts and the Scaling Plan
Payout mechanics, from The5ers' own pages (checked 27–29 October 2026):
| Payout term | Value | Source (checked) |
|---|---|---|
| First withdrawal | 14 days after funded activation | the5ers.com payout explainer, 29 Oct 2026 |
| Cadence | Every 14 days | the5ers.com payout explainer, 29 Oct 2026 |
| Processing | Typically within 72 hours of approval | the5ers.com payout explainer, 29 Oct 2026 |
| Methods | Rise (2%), crypto (2%, $1,500 max), bank (3% + charges), Hub Credits (free) | the5ers.com payout explainer, 29 Oct 2026 |
| Minimum withdrawal | $150 per the payout explainer; $500 recorded at the 100K size on 27 Oct — sources disagree, confirm at checkout | both dated as shown |
| ID verification | Government ID required before payout | the5ers.com payout explainer, 29 Oct 2026 |
The split is where The5ers differs from most firms: it scales with your account balance, not your tenure. From the High Stakes scaling table (checked 2 November 2026): 80% up to $150K, 85% at $175K–$200K, 90% at $250K–$300K, and 100% plus fixed payouts ($4,000 per level, $10,000 at $500K) from $350K. The account grows in 10% target steps on the way up. The realistic read: most traders will be at the 80% tier, and the 100% tier is a multi-scaling journey, not an entry term. The cap trade-off at the 100K size ($4,000 per request) is worked through in FTMO vs The 5%ers.
The Other Programs: Hyper Growth and Bootcamp
High Stakes is not the whole firm. Hyper Growth is the 1-step route: an instant-funding-style model with a 6% maximum loss and a 3% daily pause, at 1:30 leverage. Bootcamp is the 3-step entry program pitched at a low upfront cost. On 2 November 2026 the site also listed new futures and stock-trading products alongside the CFD programs. Account stacking changed under the NEW rules: up to 3 accounts each at $2.5K–$10K plus one $25K/$50K/$100K, alongside Bootcamp and Pro accounts. Verify which program a checkout page is actually selling — the rule differences between them are larger than the branding suggests.
Who The5ers Suits (and Who It Does Not)
- Suits: traders who value a 10-year operating history; strategies that fit a 3-profitable-days rhythm rather than fighting a best-day percentage cap; traders who want the scaling path to a 100% split and can tolerate the 14-day payout cycle.
- Think twice: traders who need the widest drawdown room (FTMO's static floor gives $10,000 at 100K against The5ers' $8,000); anyone who wants fast, uncapped payouts — the 14-day cadence and per-request caps are the price of the structure.
- Compare before buying: the head-to-head is in FTMO vs The 5%ers, and the field is in the best prop firms guide.
